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Scarborough Law, LLC.


Scarborough Law is working hard behind the scenes at keeping you up to date with the ever changing by laws and latest news updates. When it comes to legal matters, laws and policies are ever changing. Staying informed is pivotal. Our blog publications help our clients stay in the know about changes that may affect them.

  • Published: April 22, 2019

One of the most common phone calls I receive is “I’m going on vacation tomorrow and need a will.”  Going on vacation entails lots of planning: packing luggage, buying plane tickets, making hotel reservations, and confirming rental vehicles. But one thing many people forget to do is plan for the worst. Traveling, especially in foreign destinations, means you’ll likely be at greater risk than usual for illness, injury, and even death. In light of this reality, estate planning and vacation time can go hand-in-hand.  You must have a legally sound and updated estate plan in…Read More

  • Published: April 12, 2019

In the first part of this series, we discussed the first three of six questions you should ask yourself when selecting a life insurance beneficiary. Here we cover the final half 4. Are any of your beneficiaries minors? While you’re technically allowed to name a minor as the beneficiary of your life insurance policy, it’s a bad idea to do so. Insurance carriers will not allow a minor child to receive the insurance benefits directly until they reach the age of majority—which can be as old as 21 depending on the state. If you have…Read More

Life Insurance
  • Published: April 8, 2019

Selecting a beneficiary for your life insurance policy sounds pretty straightforward. You’re just deciding who will receive the policy’s proceeds when you die, right? But as with most things in life, it’s a bit more complicated than that. It can help to keep in mind that naming someone as your life insurance beneficiary really has nothing to do with you: It should be based on how the funds will affect the beneficiary’s life once you’re no longer here. It’s very likely that if you’ve purchased life insurance, you did so to make someone’s  life better…Read More

Incapacity planning
  • Published: March 22, 2019

In late February, Luke Perry, who became famous starring in the 1990s TV series Beverly Hills 90210, suffered a massive stroke at age 52. He was hospitalized under heavy sedation, and five days later, when it became clear he wouldn’t recover, his family decided to remove life support.  His death teaches the importance of planning for incapacity. Perry died on March 4th, 2019 surrounded by his two children—21-year-old Jack and 18-year-old Sophie—along with his fiancé, ex-wife, mother, siblings, and others. Whether or not you were a Luke Perry fan, it’s hard not to be somewhat…Read More

1040 tax form and money
  • Published: March 19, 2019

Like many taxpayers, if you’ve already filed your federal income taxes for 2018, you may be surprised to discover you’re not getting a refund this time.  If so, this was almost certainly due to the sweeping tax overhaul made by the 2017 Tax Cut and Jobs Act (TCJA). Since personal tax rates were lowered by the TCJA, it’s natural to assume you would owe less taxes, not more. But as you may have discovered, this isn’t always the case. Seeing that the TCJA was promised to offer most people a tax break, understanding why you…Read More

  • Published: February 22, 2019

On February 20, 2019 the Department of Homeland Security/U.S. Citizenship and Immigration Services forwarded to the Office of Management and Budget their rule proposing “Removing H-4 Dependent Spouses from the Class of Aliens Eligible for Employment Authorization”.  After many months of waiting and threats, the administration is moving forward with elimination of employment authorization for H-4 dependent spouses. H-4 Employment Authorization H-4 dependent spouse of certain H-1B spouses are eligible for employment authorization since May 26, 2015.  The H-1B spouse must have an approved Form I-140, Immigrant Petition for Alien Worker and must have been…Read More

  • Published: February 4, 2019

Imagine this… You are an elderly grandparent who lives alone. You get a call in the middle of the night from your college-aged granddaughter. She’s frantic and crying, telling you she was mistakenly arrested while vacationing in Cancun. She says she needs you to pay her $1,800 bond, or she’ll be transferred to a dangerous Mexican prison. The Mexican police told her she only has a few hours before she’s transferred, so she needs you to wire the money immediately.  She’s petrified about her parents finding out she was arrested and begs you not to…Read More

  • Published: January 30, 2019

With the cost of a funeral averaging $7,000 and steadily increasing each year, every estate plan should include enough money to cover this final expense. Yet it isn’t enough to simply set aside money in your will. Your family won’t be able to access money left in a will until your estate goes through probate, which can last months or even years. Since most funeral providers require full payment upfront, this means your family will likely have to cover your funeral costs out of pocket, unless you take proper action now. If you want to…Read More

  • Published: January 30, 2019

Before Your Kids Leave For College or Flee the Nest, Make Sure They Sign These Documents My eldest son is turning 18 and just graduated from high school.  I, like many parents, am watching my children become adults (at least in the eyes of the law) and leave home to pursue their education and career goals. Turning 18, graduating high school, and moving out is a huge accomplishment. And  it also comes with some serious responsibilities that probably aren’t at the forefront of their (or your) mind right now. Once your children become legal adults,…Read More

  • Published: January 23, 2019

4 Estate Planning Must-Haves for Unmarried Couples—Part 2  In the first part of this series, we discussed the estate planning tools all unmarried couples should have in place. Here, we’ll look at the final two must-have planning tools. Most people tend to view estate planning as something only married couples need to worry about. However, estate planning can be even more critical for those in committed relationships who are unmarried. Because your relationship with one another is frequently not legally recognized, if one of you becomes incapacitated or when one of you dies, not having…Read More

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